A 49-home community that redefines modern living in a peaceful, family-friendly setting.
Bustling Small Town Charm
Award-Winning Putnam County Public Schools
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Your dream home is just a click away.
COMING SOON
Lariat
Longhorn
Maverick
4 BR | 2.5 BA | 1,860 SQFT
3 BR | 2 BA | 1,620 SQFT
4 BR | 2.5 BA | 1,620 SQFT
5 Year Home
Warranty
Avg Lot Size: .72 Acre
Each home comes with:
- Carrier® HVAC heat pump or gas furnace
- Lux® low-E windows with argon gas
- ENERGY STAR® certified appliances
- Pfister® faucet fixtures
- LED lighting
- Insulated exterior doors
- Additional home insulation
- Sealed duct system
Luxton homes are built following eBuilt® ENERGY STAR® ready standards.
SAVE UP TO 30% on Your Annual Energy Bills**
About Cookeville, TN:
*ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.
All trademarks are property of their respective owners.
Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government. Rate only available for purchase contracts signed on or after 07/28/2026 for loans that close on or before 11/28/2026 with Silverton Mortgage. Limited to select communities and homes; contact Luxton Capital for a list of eligible homes. All terms and conditions subject to credit approval, market conditions, and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.
*Example of FHA 96.5% LTV (3.5% Down Payment) Loan Program with $360,000.00 sales price. $353,479 loan amount (including upfront mortgage premium) - 30-year fixed rate loan with zero points based on 360 monthly payments at $1895.39 each (principal and interest only). Down payment of $12,600.00 required. Example assumes 680 credit score and includes $1,595 origination fee, 5.734% APR, and 4.99% interest rate as of 07/28/2026. Monthly payments do not include required mortgage insurance, taxes, insurance premiums, or other applicable escrows.Actual payment amount will be higher. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Closing costs only available for borrowers who finance their new home from Luxton with Silverton Mortgage. Closing costs that exceed $6,500 are the responsibility of and must be paid by the buyer financing with Silverton Mortgage. If the actual amount of closing costs is less than the maximum contribution amount, the contribution amount will be limited to actual amounts. Closing cost contribution program may not be available with all loan programs.
**Luxton Capital will pay up to $14,500 associated with applying funds toward some or all approved closing costs, home upgrades or smart-home features, moving allowances, or landscaping, or any combination thereof. Full credit amount is only available for customers financing the purchase of a new home from Luxton Capital with Silverton Mortgage. All incentives, either individually or collectively, that exceed $14,500 are the responsibility of and must be paid by the customer financing with Silverton Mortgage.
***The EasySix program is only available for borrowers financing the purchase of a new home with an FHA loan from Silverton Mortgage. Principal-only payments are achieved through a builder contribution to an escrow account, with funds dispersed each month and applied toward interest, property taxes, and homeowners' and mortgage insurance during the initial six-month period. After the initial six-month period, borrower will be responsible for the full monthly mortgage payment, including principal, interest, property taxes, and homeowners' and mortgage insurance. EasySix may be limited by certain FHA loan program restrictions, which can reduce the monthly amount covered by the builder. Monthly amounts to be paid by builder that exceed FHA restrictions are the responsibility of and must be paid by the buyer financing with Silverton Mortgage. Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050,Atlanta, GA 30361, 404-815-0291, NMLS 1561. For licensing information, go to:www.nmlsconsumeraccess.org, AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by PA Dept. of Banking and Securities. Silverton licensing information: silvertonmortgage.com/licensing. All information is believed to be accurate and subject to change without notice. 07/2026
**Energy savings are based on electrical energy consumption using NREL° BEopt® to estimate annual electrical energy consumption of a home certified as an ENERGY STAR® ready home compared to the same home built only to industry and HUD standards in the cities listed. Estimates will vary based on home size, geographical location, home operation and other factors.
$12,600 down
4.99% interest*
5.876% APR*
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Discover the best of Tennessee living in Cookeville—a town where scenic beauty, strong schools, and a vibrant local culture come together. Whether you're exploring waterfalls at Cummins Falls, enjoying dinner at one of the many locally owned restaurants, or getting involved in a close-knit community, Cookeville offers a lifestyle that’s both relaxed and full of opportunity. Families love the safe neighborhoods and excellent education options, while nature lovers appreciate the endless outdoor adventures just minutes away. If you're looking for a place that feels like home from day one, Cookeville is it.
Countless Hiking Trails Just Minutes Away
Owning a Home Is
Easier Than You Think
$1,895.39 /mo.*
(Principal & Interest Only)
Monthly Mortgage Payment
Choose Your Estate Lot
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or give us a call
Mustang
3 BR | 2 BA | 1,416 SQFT
Wrangler
3 BR | 2 BA | 1,553 SQFT
Sundays: 12:30-4pm
Tuesdays: 4:30-6:30pm
Thursdays: 4:30-6:30pm
Saturdays: 11am-3pm
Home for a Hero
This Fall, River Ranch is more than a new address — it's proud to partner with Home for a Hero, a Luxton Community Foundation initiative donating a mortgage-free home right here in Cookeville to a local wounded veteran and their family. It's one more way River Ranch is building a neighborhood worth being part of.